These are offices that your insurance company may want you to choose because they have contracted with your insurance provider to provide services at a reduced rate and a care structure that complies with the lower reimbursement fees. In other words, these providers cost your insurance company less but may not necessarily provide you with the best options for treatment. Your dental plan may only allow benefits for the least expensive treatment for a condition. For example, your dentist may recommend a crown, but your insurance may only offer reimbursement for a large filling. As with other choices in life – such as purchasing medical or automobile insurance, or buying a home – the least expensive alternative is not always the best option.